Most foreign buyers are high net worth individuals who want to park their money there in a safe haven and they don't need BP.No restrictions apply to American buyers in the countries they'd generally want to buy, including those mentioned by Federico and many other popular countries.When it comes to Spain specifically, some more conservative banks will ask you for a 40% downpayment (that would be the maximum) but that isn't the rule.

My process involves two steps.

I'm looking to get involved in this space, too. 

You are correct Stephen, that is why I said there is a process involved with it with the end goal of termination letter.

Yes, a rule of thumb COULD eliminate a good deal if not applied correctly.

But they had issued insurance on day I applied.

That's right, only those willing to compromise.This is also why many so-called "creative financing" deals often involve low-quality properties.

We have several subcontractors that handle the process but the owner has zero involvement.

We recently purchased our "forever" home together in another county and applied for a homestead but of course we were denied because they found out we had 3 active ones in another county.

Yes you can get in without "military" involvement.