I've been investing in loans on Equity Multiple, which is a commercial RE crowdfunding site.

DSCR loans are not that low and regular hard money loans will be in the double digits.

hi guys,so I have a lot of equity in one of my rentals but the interest rates are super low on it. so I dont want to do a cash out refinance on it because I dont want to lose the 3% interest rate on it.I want to get s...

Quote from @Jaikevis Reams: In order to put a property under contract I need to provide proof of funds I know that I can get that from a hard money lender but I don’t meet there criteria for a loan approval what should I do? 

When my loan was not going to close, it was one of the options that my broker and lender told me about and actually referred me to for a conversation.

Are you familiar with Creative Financing such as Subject To (SubTo), SubTail, WRAPS, Short Term Lending, and Bridge loans? 

For those who’ve used it, what strategies or sources have worked best for you when covering the difference between your loan and the total project cost?

Pretty common, you can definitely use commission as down payment conventional loans and not have it count toward IPC as long as you're on the loan. 

Those loans take  about 45 days to put together.  

We split mortgage and are both on the loan and title.