Take that and multiply it by every part of a property that can be damaged and you see why the insurance companies are losing so much money.To put it in perspective if the mortgage industry was losing money like this no one would be able to get a mortgage - period end of story.

@Byron KimThere are no good experiences with home warranty companies from my experience from a landlord perspective .  

It needs to make sense from a risk exposure and cost of maintenance perspective.

One of the benefits of new builds is that they tend to attract tenants who are looking for a fresh start and a place to settle down, which can help reduce the kind of headaches you’re dealing with now.If you’re ever considering expanding your portfolio or want to explore other opportunities in Indy, feel free to reach out.

Additionally, a property with a pool and a spacious backyard is a huge draw, as guests love the idea of relaxing by the pool and hanging out outside enjoying the fresh air.

Most of the STRs that I've owned - or stayed in, did not have freshly remodeled baths and kitchens.

Now it's just sit and wait.Don't give up your home-field advantage, it will cost you more than you think.Thanks for that interesting perspective.

Replaced the roof, replaced the flooring with lvp, fresh paint, upgraded the fridge to a high end model.

I have a really good friend that works in commercial quake insurance, and it's been pretty educational the last 5 or so years to kind of get peak behind the curtain from his perspective. 

If that's the case, I would give them notice of termination and start with a fresh renter.