I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23If a purchase, you also generally need reserves / savings to show you have 3-6 month payments of PITIA (principal / interest (mortgage payment), property taxes and insurance and HOA (if applicable).

Flexibility and patience are essential when external factors, like nearby construction, affect demand.

However, the potential long-term rent is about the same as our mortgage, meaning we’d lose money when factoring in repairs and maintenance.3.

The other motivating factor here (for me) is that I want to move my mom into one of the units so she's close by.

She may need to file a gift tax return for the $31,000 gift depending on other factors. 

Our hypothesis was that by having the highest-reviewed properties, everything in the business would become easier.Paid Cleaners Well: Cleanliness was the biggest factor impacting reviews, so we decided not to take any chances.

The only paperwork I have with this is the paperwork from our closing showing this.Renovation Costs: Since my grandmother paid for both the purchase and the renovations, how would this factor into a partition action or any buyout?

I think most of the gun rights debate is centered on a fear factor.

I have lent facts, you reply with opinions, this is just go on forever long as your locked into opinion bias. 

You're also LIVING there when you house hack, so you have to factor in what your "normal" comparable living costs would be.