@Peace LilyI re-contacted my favorite bank loan officer AGAIN re FHA rules. 

- Watching a TV show or a movie- Reading fiction or non fiction?

Now I've "recovered" that liquidity and now that my proportions of principal and interest (PI) every month is much more in my favor than the bank's favor, it's just like having saved up all this time to go out there and buy another property.

With that in mind, any favorite places you guys have been lately? 

Other than google sheets or iOS excel, are there any decent spreadsheet apps so you can crunch your numbers on the go in the field?

Without selling, I want to tap into some of it for investing purposes, but I've got the good old favorite DTI hurdle that's preventing me from more easily accessing it from a conventional lender (I checked with a credit union already).

I enjoy doing it, I rent to section 8 tenants and love the kind of cash flow my units produce; I think my favorite part of self-managing is that every time I visit my properties I am reminded of how absolutely amazing my life is and how bad I could have it. 

LOLA few of my favorite tips are work hard, budget and marry right. 

I suggest finding the right people and putting together a long term plan of attack.There isn’t one magical property, or investment that will not have its ups or downs.Safety comes in numbers and every property you buy needs to get you a step closer to achieving your end goal.Focus on the fundamentals of the deals and the numbers within themUnder estimate your income and over estimate your expenses Forget about capital appreciationThanks for your attention and I"m looking forward to hearing your thoughtsYour favorite AussieEngelo 

Maybe I am, but if you know a guy or gal who meets this criteria become their favorite customer by telling me about him/her.