Aint that the truth. 

One of the things that helped me early on was connecting with investor-friendly agents who weren't just selling properties but were genuinely willing to go the extra mile.

And you wont have enough equity to refi out any extra (you need 20% equity before you can start pulling out funds). 

i think it's because of the tremendous rise in home equity in the past 5 years.i used a HELOC to (1) help with a down payment on a short term loan, that I then paid back in full when I refinanced; and (2) to consolidate some higher interest debt, which I am now paying back by making extra payments against the principal since HELOCs are generally interest only for the first 5-10 years. 

Truth is you probably don’t need to meet in person.

Most developers would just utilize the extra yard space for outdoor storage.

It sounds cool to invest with no- or low-money down, but the honest truth about seller finance and sub to is that the majority of deals that get done with low- or no-money down are by people who do have the money to do the deal.

I understand your point but but strong language like that, combined with the overexaggerate of the news and their storms of the century that actually never happened put out a little bit of a unnecessary fear out there , I get it tho , there’s some truth and practicality to it , I must admit the high insurance costs and hurricanes have caused me to rethink the investment location, but I’m not gonna tuck tail and run in fear quite yet because who really knows if this is the new normal, and even if it is people live and invest in Florida coasts  because it’s Paradise for most of the year and they love it and accept the risk . 

They just buy not caring about anything extra.

They do hundreds of transactions a month and can guide you better than most attorneys when it comes to title issues.They use a complicated form that creates extra work and confusion with no benefit to the buyer or the seller.