Are those two mutually exclusive, do I have to choose between good bank lending rates and low income taxes?

I never have, and never will, sign an exclusive agreement with a realtor.

What newspaper, blog, websites etc.. are you reading to become a smarter investor? 

I would recommend setting up a separate bank account for the rental property (even under your name) and use that exclusively for business transactions.

What were were planning on is stating in the lease how the AC and heat would be programmed automatically.There is a gas "wood stove" to help heat the basement unit that the tenant would have exclusive control over.

I'm aware of the exclusion clause.

(bm) For another person, and for commission, money, or other thing of value shows real estate or a business or its inventory or fixtures, whether or not the business includes real property, except that this paragraph does not include showing a property that is offered exclusively for rent.

Make sure you check newspapers in her hometown as well. 

Complete disaster, you can google for newspaper articles in 2018 up North of shister investors doinng that. 

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