My payoff was then added to the sellers side, I’d be paid back at the time of closing and seller and buyer then would take 2nd position from seller finance and my payoff on sellers side should have been wired back to me.Never disclosing another lien on the seller side and nothing in the HUD, we theoretically had no concerns.

When you have control of your budget, money saved, and enough knowledge to be dangerous, take action!

One of the concerns above is not being able to do the work yourself on a 203k.

I believe they likely will talk, they share a back deck and am concerned the different rates may negatively impact the relationship if that scenario played out.

In short, the vacancy concern was far less of a concern than we thought. 

I have 2 concerns with her program.

- Any suggestions or concerns about this concept?

Point number three is a real concern.

So you telling others that  "it works" while thousands are trying it while 90% of the people trying it fail.You are pushing opinions, disguised as facts to others and that is not only dangerous, it is wrong and misleading.

I don't know if that's a reasonable concern or do you just plan on "X" number of months and hold it in reserves?