I highly doubt, however, that the appraiser and the bank are working together, as that could be criminal in some cases. 

If you cannot reach the contact, do a little digging and call another number as needed) & ask length of time at current work, criminal background, and space for them to write a message to the landlord for their consideration.

You will be able to see applicants credit and criminal record.

Dealing with crafty tenants who know the game well This isn't a criminal court case, you don't have to 'prove' anything.

This can be overkill but how do you make sure the prospective tenant’s teenage children do not have criminal background?

But it's what's happening all around you and all of the time in the face of the most extraordinary and criminal indifference, indifference of most white people in this country, and their ignorance.

In most commercial loans, the guarantee applies based on a "bad boy clause" - which would mean some sort of criminal activity. 

Did you run a credit and criminal report?

No criminal background.He has his own electric company so he his self-employed with 6-figure annual income.

I am a lawyer (a criminal lawyer) who not so long ago practiced real estate law.