Even if you contest it you do so after they collect the funds back from your account, which is why the consumer's bank issues a "temporary" credit during the dispute process.Essentially you burn a processor and you're done with electronic payments for 5 years.

I charge more than Cleaning fee all year round to help pay for consumables and small breakage.

That means creative financing opportunities are fewer. 

A fund would need a Security offering and then you would need a MLO or Consumer finance license or RE Broker license to make the loans in the State of CA.. one of the 3..

If you wouldn't mind sharing, what are the top 5 time consuming tasks you come across? 

HELOC which stands for HOME equity line of credit, is a consumer loan product that is supposed to be used for personal or household, not commercial purposes.

If you need to add those systems they can be incredibly expensive and time consuming to install, especially if you have to deal with current tenants. 

Using the funds to buy a primary will be considered consumer purpose.

If there are a large stock of properties with fewer problems, then pass this one over.

Although we do investor loans nationally, we only do consumer loans in FL.