If it were me renting I would have already taped a piece of cardboard or stuck a piece of insulation in the chimney to keep the warm air from escaping when it's not in use

Answered my own question after a lot of googling:http://www.ginniemae.gov/issuers/FAQ's_loan_modifications.pdfThe answer is they will go with FHA, VA, or USDA guidelines, depending on the actual loan you are working on.

Just raised two of my rents by 18% and had zero issue re-renting the houses.

Man has looked forward to this time and place in history for the last 6,000 years and you got able bodied healthy adults standing in the street corners with a cardboard sign and a cigarette in their mouths begging for cash .its sickening 

I disagree and do not see this virus as a long term issue. Real

Those running the street with tin-foil hats and cardboard signs reading "THE END IS NEAR", will find yet another coming apocalypse after why have weathered this one, maybe Y2030K, what ever. 

@Ron Gallagher I live in Hollywood, so that will just cover the cardboard box I use to sleep on the street 🤣

For me it is an experience.It's just like some people eat stuff that tastes like cardboard for food just to keep themselves going and others really can tell when they are eating something amazing with all the colors, textures, layers of flavors with the food.

By then I was so mentally beyond that concept that I told him I'd rather live out of a cardboard box than work for somebody again. 

We made a nice little nest for them out of towels, and large dog bed, and cardboard.