I would side on the fence that's too far apart for portfolio or blanket lenders.

I was hopping to find a very knowledgeable attorney who can tell me exactly exactly what to do or not and be on the safe side of the law.

And for what it's worth folks, I'm not saying pick a side.

New construction, builder preferred lender helped buy down rate, I negotiated builder to add appliances and blinds, and negotiated price.

Some of my clients love the cash flow in the east side neighborhoods over by Slavic Village and Broadway selling between 90-110k with rents up to $1,800+, but just really depends on the types of neighborhoods you're investing in and your risk / reward threshold. 

Don't get involved at all in domestic violence - who stays, who goes, taking sides, etc.

Great anecdote to include - I have messaged you on the side.

Hey Celine, When looking into Cleveland, I would take a look on the west side.

On my third deal, because I was in their commercial side, I refi'd as soon as the rehab was done (about 3 months into owning).  

Get your credit cleaned up, ditch the car payment and find a side hustle to grow capital.