You're about to swap it for another, even bigger, more expensive toy.

@Sean Kuhn we did that but last time was a swap, funny thing was that the unit that came out did not beep at us.

@Shaun Reilly,In substance the two do not differ because they are both a "Security", though the loan may come from a lender and fall under lending regulations.If the loan is from a private person you are technically still engaged in offering a security by strict definition.From the SEC:Sec. 2 SECURITIES ACT OF 1933The term ‘‘security’’ means any note, stock, treasurystock, security future, security-based swap, bond, debenture,evidence of indebtedness, certificate of interest or participationin any profit-sharing agreement, collateral-trust certificate,preorganization certificate or subscription, transferable share,investment contract, voting-trust certificate, certificate of depositfor a security, fractional undivided interest in oil, gas, orother mineral rights, any put, call, straddle, option, or privilegeon any security, certificate of deposit, or group or index of securities(including any interest therein or based on the valuethereof), or any put, call, straddle, option, or privilege enteredinto on a national securities exchange relating to foreign currency,or, in general, any interest or instrument commonlyknown as a ‘‘security’’, or any certificate of interest or participationin, temporary or interim certificate for, receipt for, guaranteeof, or warrant or right to subscribe to or purchase, anyof the foregoing.

A swap would cost $10k - $14k, but would eliminate all chimney problems as well as most health and safety issues now and in the future.If you are only looking to replace your water heater, you could consider a heat pump water heater.

It's what many in the industry refer to as swap 'til you drop. 

An EXchange condo that you can swap with another exchange condo, like time-share vacation trading.3.

There is some risk involved with these "drop and swap" transactions, however approximately 75% of our clients use them as the perception is that the risk is nominal.

Some sites I believe are considering or putting in place back-up services should the site be unavailable to service the loan.Escrow and hot-swap arrangements to a back-up loan servicer would be even better.

I usually pitch access to MLS in exchange for swapping leads/deals when it's not in my wheel house.

The larger properties B/C have swapped hands recently and everyone is a new owner.