I know the insurance industry stopped the sink hole claims around 2011 (at least in Florida) due to an abuse of the repair privilege.

For rentals, yes, for selling.....hmmm....no.They look ok, I'm not convinced they are as hard wearing as people say they are (I've seen a year old abused floor look awful), I dunno.

Unless there a medical problem, running the house below 72F, in my opinion, is abuse of your equipment. 

However, if you only had to change the carpet due to their ABUSE, charge them the replacement cost of the carpet and put it towards whatever the laminate costs.How long has the carpet been in place, and do you charge a premium fee or additional deposit for pets?

You're being used and abused.

Borderline sexual harassment of your sister if you consider the casual calls he makes to her in all honesty.

One of many commute stories of Bay Area:A 2:15 Alarm, 2 Trains and a Bus Get Her to Work by 7 A.M.

If abused, I almost guarantee you that at some point, we will all pay for it in some form or another.

(c) A landlord shall not abuse the right of access or use it to harass the tenant.

Cal C.Real Estate Investor from Norcross, GeorgiaUpdate Jun 03, 07:38 AMVotePlus 642 posts264 votes6 awards QuoteReport Abuse Leverage is like a power saw when used correctly it is great tool, but when not used correctly...To add to @Chris Masons point, it is very important what you do with the money you pull out of a cash refi.