I also spent times reading some articles and books and try to get some understanding on it.Well, WL’s so called ”double plays”, allowing to borrow against the policy so can grow the policy’s cash value at the same time also grow the borrowed money.

I drive a 95 nissan pick-up, Paid for, good milege Why spend 50k on a fancy car that will go down in value ( not counting collector vehicles) I would rather spent 50k on a down payment on more real estate for more cash flow

I am basically the traditional Asian family that spent my entire life saving money and purchasing a place in New York City, and after trying to survive for a while I find it too hard now that it’s 2 people and decided to move back to my hometown and do some investing looking for cash flow in particular.

My vacations were "staycations" where I spent a week ripping up rotted floorboards or tearing out toilets and tubs.

I spent $12000 converting the middle unit back into the third unit and rented that for $850.

I have also told them my number one desire is that they go and enjoy what they spent their life earning.

Terry's defense, as the last poster explains, I've learned more from his ebook and podcasts which are free than the wholesaling course I spent a few hundred bucks to acquire.I expect anyone who acts as a mentor to offer his or her service at a premium.

I track a large sampling of winning bids each week and have spent countless hours to see if there is a new formula but frankly there is no current pattern that I can detect. 

We bought the property for $218,000 on 2/28/2024, spent $2,500 on repairs, and enhanced its appeal with minor touches.

They have spent lots of money and time thinking of the issues that come up in contracts.