The question is how you plan to handle the loan after this period.With the lower rate (6.375%), your interest-only payments will be more affordable, and you'll still have the flexibility to pay more toward the principal if desired.4.

Insurance premium determinations  are more localized where the carriers price perceived risks into their desire to have market exposure (if at all) and how to price that exposure. 

Personally, I drove for Amazon Flex for over 6 months and earned nearly $10,000 to use for one of my deals.  

This process helps identify which credit cards need to be paid down and by how much to reach the desired FICO score.

This will help you to increase your earning potential, make lending easier and allow you to save even more money.

I also have earned income as well.  

You buy in a desirable area, with population growth.2.

Otherwise, look at side jobs you can do to earn extra money. 

However, it is a little higher than 3/2 homes which might be more desirable for that area.

Many syndications provide tax benefits such as depreciation, which can offset income, and some offer favorable capital gains tax treatment when you sell.Municipal bonds are another tax-efficient way to diversify, as the interest earned is generally tax-free at the federal level, and sometimes state level too, depending on where you live.