That doesn't bother me, as I am playing the long game.I could easily sell the rest right now and make a handsome profit, but then my income is gone and I have to replace it.

It sounds like you're really ready to dedicate time and energy into educating yourself about possible investments and I love that.

Quote from @Cooper Meurer: Lately, I have been mulling the idea of selling my primary residence and renting for 1-2 years before we leave the Midland area and move to the Texas Hill Country (surrounding Austin area)Reasoning for this:- I currently have around 120k in equity in my residence and I have a 4.75% interest rate. 

I personally think being a landlord in Chicago is easy and I have never had an eviction. 

This can be very expensive and is usually the worst choice because you can't justify the cost.2.

When Helene/Milton hit we had local displacements and I suspended any rising rates (rising naturally due to spike to demand). 

I joined with the intent to surround myself with others in the field and build my confidence and understanding of the subject matter (:I live a disciplined lifestyle when managing my expenses and living below my means.

This hidden cost significantly increased my loan’s overall expense, and I only realized it after reviewing the final terms.

I also have their expenses which are in line with my estimates/analysis.I do not believe the Seller's will like that valuation and I know they are hiring an appraiser.

It is the interest rates at which banks lend to each other and is short for Secured Overnight Financing Rate.