Patricia,Thank you for a detailed and a very helpful response. 

i don't recommend buying a random property in a random midwest state for $118K that looks great but actually needs a new furnace, a new roof and a new sewer line, and will crush you with capex and make you sad.hope that helps. 

The unit is within blocks of Harvard University and a billion other universities are within a few miles.

They have a yard, they have laundry and a garage.

I'm Mohammed Ali Jalloh from New York, passionate about real estate investing for myself and a team.

I left with a sniffle, with bleeding fingers, cracked lips, and a perpetual risk of a nosebleed in the heart of Denver winters that get so cold, my toes start to turn blue after 5 minutes outside. 

Having a reliable local team, including a property manager and a realtor familiar with the market, is the best way to avoid high-crime areas.If you’re leaning towards Richmond or have more questions about the market here, feel free to reach out.

I talked to my lender contact and, as Kerry mentioned above, it's pretty uncommon that a traditional lender would offer a HELOC product on an investment property (non-primary home). 

Send the notice by Certified Mail AND a separate mailing with 'proof of delivery required' (a cheap date with the post office).Hope this helps.  

It’s in pretty good shape at this point, rentable.I travel a lot for work, and a friend gave me the idea to do a short term rental as a one bedroom, locking all of my stuff in the other bedroom and office - I applied today and was denied because I don’t own both sides of my HPR, even though I have written permission from the owner of the other half….