If you can invest locally, I'd recommend doing that before investing out of state.

Currently we do about 10 wires a month, Chase charges $30/wire unless we keep a lot of money in there, which we have been paying.

There l also learned to do commercial job take offs and estimating. 

You will just be trading 6.4% for 7.5%~. why do that?? 

While I think neighborhood farming is a good idea, I'd say instead of doing it geographically, think about who is most likely to move in your community. 

I read the threads and your post here on Bigger Pockets regarding the rental market do you have info regarding the rehab fix & flip market?

@Mike Dumont so apart from some correspondence detailing how the funds would be handled, I would do the following.Colorado law gives the landlord 30 days to return a security deposit.

.- The bathroom sink is leaking—do you pay a plumber or fix it yourself?

If you lose your source of primary income, do you have enough cash to make it through the crisis? 

I do find it fascinating that I've heard from several developers that they are building/built apartment units for the long term, which to me sounds a bit risky.