NY times did an expose on insurance company losses that should make you worry. https://www.nytimes.com/interactive/2024/05/13/climate/home-...

This is somewhat hard to follow but I think what you're saying is that your business partner filed a personal articles insurance claim and they ran a loss history report on your partner when applying for insurance on this duplex?

That has to hold some weight I’d hope.

To me, the best thing you can do is find a buyer who is willing to buy them from you via a quit claim deed (even if it's at a loss) so that you can start over.

Can I see a list of loss runs for the past 5 years?

Yes, you lose the value add upswing, but you also reduce potential money loss and time loss.

As best as I can tell without knowing their specific algorithm their search placement is weighted something like this: Price>No/few rules>super liberal cancellation>Instant book>Premier host>Reviews>Other.

But also working with them if there is a job loss or a roommate moves out.

Two are being forced to sell at a loss this month.

I will need to explore the 1031 route and weight it against my opinion on the market.