If you work extra hours, get $20 in your birthday card from Aunt Gertrude, or pick up a nickel off the ground, you put it toward the debt.

If you did any work without permits, stop now and go get the permits before you get a red card that will leave you on the sidelines for 6 months to a year.

I literally bought two houses for cash with credit cards while I was short on cash because of a rehab with no interest for 18 months and 24 months respectively on the two cards.

Based on the aerial shots of the property building 2 ADUs may not be easy because of set back requirements and to be honest I know that you don't need off street parking if close to transportation and it is a garage conversion on a single family home.

For my card, my cash advance limit was $25K.

That's what credit cards are for in emergencies.

The biggest wild card here is appraisal.

I have no credit card debt. 

Although they reviewed a ton of information, the guru and team asked the audience to literally max our their credit cards and invest in one of their projects at a $25,000 minimum.

I hate to pull the grey hair card but 20 years of collecting rent is 20 years, how many years have you been handling rental properties?