I self manage the maintenance out of state.

Having cash reserves gave me the confidence to move quickly on a great deal without losing sleep over unexpected expenses.

Love the hustle and that you self-manage.   

We have used a property manager in the past and started self managing last year.

Which gave me some sort of confidence.

If you can confidently do a better job, it becomes an easy convo. 

Instead, an individual should strive for self-growth and initiative and be aware of how they can add value to members of their team or those who have helped them.

If I am applying for a mortgage for anything I have to self-report these loans.

@Abel Curielthis is so beyond and more than helpful. it's been a tough gig to start, but this really simplifies it and brings me confidence.

Apparently the water wasn't shut off at utility, and the HOA seemed confident we can turn the water on for an inspection, so it is only a matter of de-winterizing which my agent has now arranged on my behalf.