Many companies when applying for a dwelling policy will run an insurance score and loss history report (CLUE report) on an individual in control of the entity even if the policy will be in the name of a business. 

She breezed through her application, has great references and credit score, had already paid her July rent/security deposit, has insurance in place, and is set up for auto-pay going forward.Thanks for your insights!

Cut and paste the text into the AI-detector and see how it scores.

Right now, I'm pretty suspicious.The good news is that her credit score is over 750, and I usually want over 700. 

I have a nearly perfect credit score and I'm gambling on that for my first project.

You can qualify for another Fannie Mae loan with 5% down, as long as you meet lender criteria, including debt-to-income ratio and credit score.

House hacking and FHA loans can help qualify for lower down payment loans, while local banks and credit unions offer favorable financing options.

Look at State Employee's Credit Union (North Carolina) and check out their mortgage products.

I'm sure MLS has brokers for smaller multifamily deals.We like to use community banks and credit unions for financingGood luck

If it helps, 800 credit score and theoretically could build for cash...but cash is earning more and doesnt want to tie up the liquidity.