We aim to bring buildings and properties back to their heyday, at the same time providing affordable and middle income rental housing.

Awesome on the retirement. 

Average tenants budget to their income and their income changes very modestly each year on average.

I've seen some pretty killer terms for foreign national Canadian loans from RBC bank, if they can meet traditional income qualifications.

If there's equity maybe selling and restarting would be ideal unless you can up income/cut down expenses

I think paying off your primary makes sense if you are close to retirement, but not if you’re young, and not if you have a sub 6% interest-rate. 

Loss of rental income is only covered if it is listed in your policy.  

That is higher than most, but we want to see you succeed and only way to do that is to be sure every investor has room in the rent income to service unexpected issues. 

Cleveland is low income, VERY low.

The property manager should be involved before you buy any property to give input on due diligence, how to increase income and reduce expenses, and to make repairs or improvements to maximize occupancy.Excellent property management is critical to your success before, during, and when planning to sell or refinance.To your success!