That is in a jurisdiction with a far less driven approach to crime and punishment than is seen in many other places.

I use this application as a $170 late fee to punish any tenant that pays late.

Committing mortgage fraud would be a pretty big thing stopping them, but I guess if something that can carry severe legal punishment up to felony isn't stopping them then by all means. . . .

Anyone who is not an attorney in this forum and is attempting to give you advice on how to proceed on this issue is operating under Unauthorized Practice of Law rules in this state, and may be on the line for a Class 1 Misdemeanor in Virginia, which is punishable by up to one year in jail and a significant fine.For more information, you should consult a local attorney licensed here in Virginia for more information.

In fact, I'll bet they find many other ways to raise taxes in the People's Republic of CalEEfornia.In addition, wanna bet that the "spread the wealth" administration in Washington will bail out CallEEfornia and spread the punishment for the wasteful socialist spending of the left coast to all of us?

I just call myself a "glutton for punishment"!

I am going on a decade working for a large bank, and yes credit worthy borrowers get punished in downturns as the bank tightens policies.The funny thing is banks seem to never learn from the past.  

Why should they get punished because of the ones that aren't?

I personally abide by the philosophy that you should incentivize people to do what you want them to, rather than punishing them for doing something you don't want them to do.

This makes my decision very simple when combined with my desire to see those I consider to be criminal in nature to face the music.To ignore the fact that their actions are, in my opinion, criminal does not allow me to turn a blind eye regardless of the time or cost associated with me taking action to "punish".I know very few landlords are willing to take the moral high ground in dealing with reprehensible bad tenant behaviour but I am one.