But many didn't, and completely stretched and mortgaged their financial future (no pun intended) & emptied their savings to cover shortfalls from appraisal contingency waivers.From my perspective a lot of the construction is slowing down because sales have dramatically slowed.

I have been crunching numbers and crunching numbers and that’s exactly what I’m afraid of..... having so many expenses at the expense (no pun intended) of foregoing our savings for future investments.  

And we will save (pun intended) discussing the most cherished American holiday, Black Friday, for another day.So, if we're talking about savings delivered by a CPA, what numbers do we look at?

(pun intended)...

@Wei Li 100% (pun intended!)

I'm looking to raise the roof, no pun intended, and as a result make the small square footage feel much larger.

BP 4 life, wessssttsiiiiiidde :mrgreen: No, really though, Christian R, it's good to see you've come out of the closet(no pun intended) and joined us.

I might be game (no pun intended). 

Since the OP wanted to be on title so he could refinance and get his DP back, I assumed, no pun intended, that he might consider approaching the seller to see if there is indeed a assumable or transfer option.

On the flip side (pun kind of intended), some people purchase properties to renovate over a 2+ year period, while living in the property, and either convert it to a rental or sell it when they're ready (avoiding most if not all capital gains taxes).