With a portfolio loan, you will be looking at probably a slightly lower "pain" level, but you will be getting much more restrictive terms. 

I'm in California so I understand your pain....if it's cashflow on SFR's ....look at St.

A LLC will not provide any better protection at your point in investing and will only increase your operating costs and make it more difficult to get financing going forward.Insurance is the real protection, LLC is more for psychological protection.

Late fees, notice to pay or quit, evictions or towing of vehicles is a psychological source of leverage which only in the most server cases is actually applied.

@Johanna V.Holy buckets what a pain!

To add pain to the situation, the surety company -- in the event that he has contractor's bond -- will surely fight for it since what happened is not in the contractor's control.

Start small, stay local, find the pain, provide a solution and continue asking questions.

Lots of hard work, sleepless nights, pain, tears went into this, but at the end it's all worth it :).

I don't mind the extra work, but it can be a pain at times.

I have access to wholesale pricing, and I can check it out, but it is a bit of a pain.