Another thing to note, these are high-paying jobs being moved to Phoenix. 

However short contract period allows you to pursue other avenues to sell if the wholesaler can't execute on the terms they offered.

However, after their "exhaustive" search of thousands of lenders they partner with, they were only able to offer me one loan. 

That's your maximum offer - if the seller doesnt like it, they can kick rocks. 

I do well, at least enough to go on vacations as a family, put money into high yield savings accounts, max out the ROTHs and add to investments when I can with money saved in savings and checking accounts.

@Christopher Smith there are many...but in my opinion really only three companies out there that offer the ability to 721 into a large and diversified REIT that i'd feel comfortable with. 

. - The people that are monetized on actually closing deals are all saying this thing is highly implausible. 

Then if they are done by that deadline, I offer a bonus.

You want lower land cost with high rental demand unless you're a reno expert and flipper which not 1% of real investors are. 

Option 2 is high risk, as financing may be tough on your situation.