I understand that in states with restrictions, those specific reports are not pulled, but all other reports are displayed.

This notice is required to be mailed "Certified-Restricted Delivery."

One thing I’m not able to find, is if I as an owner can take draws from the company and if there are any restrictions.

Once you narrow down markets, you can usually find online on the city or county website the zoning restrictions around short term vacation rentals. 

In return for the City's rehabilitation assistance, participants agree to certain long term (5-20 years) rent and occupancy restrictions which provide for the continued availability of the housing to lower income families at an affordable rent.

Generally - you can make a referral fee on these types of loans if they are 100% purely business purpose - a lot of the restrictions and issues come from anything consumer-related. 

Has anyone had good or bad results from trying out credit report and score businesses that aim to improve credit and help in the journey to gaining a pre approval for a mortgage?Thanks

I would just be careful of any condos since many of the buildings along High street have restrictions on STR.

How much it will affect your DTI depends on your existing debt obligations, income, the mortgage of the primary home you want to buy, and the mortgage of the house hack property.I recommend using the 5% down conventional loan product to house hack and only use FHA if you have to since there are more restrictions involved.

You will also discover that vacation rentals are restricted in many parts of Brevard.