They are not able to assign a value to things like roof age.

These days, a couple of things seem to be affecting how and where college age students are attending classes.

I mention this as I have seen some people want to sue companies because they were a sponsored affiliate on a website…Regarding the original post- expect 10-12% (I think latest I saw is avg is 11.5%) rate plus atleast one point for a 12 month loan.Bigger companies may take longer for approval and can be more flexible usually in down payment amounts.

Someone else just mentioned him in another post that says he is mysterious and UTR.

You mentioned in this post that you don't have time/money to do the  quantities others are doing. 

I would also mention a heloc if you have equity in your home.

I'm not sure if that conflicts with the 150 mile rule mentioned above, but it's worth asking your loan officer.

Have yet to see any of the posts mentioned, so they must have stopped years ago. 

Let me know if you would like me to send you some.Definitely important to check with insurance as mentioned above.Good luck!

As mentioned seller credits are the best path as title insurance and taxes are pretty much fixed.