I would suggest reaching out to owners of multi family who have no loan on the property.

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The builders loan couldn't approve us for the amount we need to get, but we had a loan broker find a loan for 10% down DSCR with a 2nd home status instead of investment home.

you will not find a cashflowing property at 100% financing whether its with a traditional loan and heloc or whatever the terms. 

He is looking at a group of investors like myself to bring 25% of the project value and then procure a bank loan for the remaining 75%.

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We were able to get into it with a 5% down primary residence loan.

Our area has a good selection of hard money lenders, and every now and then, you might find an owner willing to carry the loan, often at attractive rates.

Hi Amanda, I think this is where most borrowers get confused on a DSCR loan.

If you pay down $100K in loan saving you $1K in monthly costs against rental income, or you invest that $100K in something that generates $1K in net income the result is similar.