I've managed to secure the loan for the new house without having to sell the old house first.

My original plan was to find a 4 plex in california buy using fha loan, move out after the first year and generate cash flow and appreciation, but after looking at properties it became clear to me that’s not possible with todays market and interest rates.

To fund your next deal, explore conventional loans (15-25% down), FHA loans (3.5% down for house hacking), DSCR loans (based on rental income), or HELOC/cash-out refinance if you have equity.

The cause of the 2008-2010 Great Recession was bad real estate loans - if you could fog  a mirror, you could get a mortgage!

You aren't required to offer a loan mod prior to foreclosure.

By definition, these type of loans are not the same quality as what is traded on wall street. 

In our commercial loans we still had 1 to 2 years on our 5 year balloon periods.  

Hard money and private investing are both ways to finance flips, but they work a little differently.Hard money loans are typically from companies or private lenders that specialize in short-term, high-interest loans.

If you are looking to buy in PA, its possible you can qualify for PHA KFIT program that gives you a 5% closing cost forgivable loan.

I’d pay my 0% interest for a year credit card loans and 401k loans off asap then repeat.