The point of the questions above is to emphasize that renting out by the room increases your chances for more problems.

Quote from @Rich Davis: I know there have been posts regarding the ever increasing cost of insurance.  

The closer you are to Huntsville the rental demands increase.

Addressing Housing Demand -California’s housing shortage is well-documented, and SB 9 directly targets the problem by promoting small-scale, incremental density increases.

But during the summertime I can increase rents between tenants 

The mortgage has gotten out of hand due to property tax increases, miscalculated escrow, and an increase in my interest rate from an initial buy down, increasing from $2600/mo to $3200/mo.

Then build a life and set goals around increasing the number of perfect days you have each year, instead of decreasing them.2.

Any suggestions I should consider before engaging them?

Rent roll is $12,000 and increases to $13,000 in April 2025. 

The book is useful for understanding how to structure deals, assess risks, and think like a lender, rather than just an investor.Pair this with engaging in forums like this one and attending local meetups to put what you learn into practice.