There's probably a little pain in the rent growth this year and rent has probably not caught up with sales prices yet, but market still seems good for the long term. 

Yes, points are a pain point for a new investor (pun intended ;D).Seems like there isn't a way around them no matter what lender you talk to! 

Enjoy it in good health!

Personally for me, the idea of investing in real estate isn't really about getting "rich" so much as it is just about being well diversified and having multiple asset classes and possible additional sources of income streams (I know the pains of poverty, bankruptcy, and being unemployed).  

I know a few of mine are Family, Health, and personal growth, but I am curious as to what others are thinking.

If you are going to switch software be advised that switch is PAINFUL.

If I can tame my greed, and help him truly retire when he is 55 yo with mere $10K CF/Mo (no mortgage but heck the damn health insurance!)

Or I raise rent $100/month over market rent for people like this that are a pain.

So while it's kind of a pain right now, I think it's not a bad thing for MTR operators - especially new ones - to have to do this kind of deep dive.

A prefab homes is built in 2-4 months so the holding costs should be too painful.