7 habits of highly effective people The monk who sold his Ferrari

It is a personal habit.

I had a dream, which was not all a dream.The bright sun was extinguished, and the starsDid wander darkling in the eternal space,Rayless, and pathless, and the icy earthSwung blind and blackening in the moonless air;Morn came and went—and came, and brought no day,And men forgot their passions in the dreadOf this their desolation; and all heartsWere chilled into a selfish prayer for light:And they did live by watchfires—and the thrones,The palaces of crowned kings—the huts,The habitations of all things which dwell,Were burnt for beacons; cities were consumed,And men were gathered round their blazing homesTo look once more into each other's face...

I'm still fresh and definitely want to avoid making mistakes that harm my reputation before I grow my legs.

What harm could come of that?

Just to note, there is no harm in keeping it under your personal name until you grow.

I would say being more proactive, whether it is stating the house must stay in a 'habitable' condition, or with regards to walkthroughs and repairs is mandatory.Now as far as moving forward, I'd agree that you would likely want to keep the tenant, BUT and a big but you start to advise them that some changes with regard to the cleanliness and repairs of the property are coming. 

Might be forcing a square peg in a round hole, but no harm in finding the right number and trying!

That was a hard sell for me but I realize that I was making too many justifications for poor spending habits. 

I see unexplainable debts (possible amounts owed to prior landlords) and late utilities as bad, but the rest is just the poor personal fiannce habits or life circumstances that make applicants renters rather than owners.- Having roots in the community, normally having lived in that neighborhood for several years, or in this case being close to her parents adds screening points.