For first-time investors, neighborhoods like Riverside, Murray Hill, and North Jacksonville could be good places to start, offering strong rental demand and potential for growing neighborhoods.

This allows them to get more capital so they can make more loans without having to grow their asset base, while also maintaining their relationship with the customer through monthly payments.

@Ian FortneyWe checked out Jaco, and from what I have researched and learned was during COVID it was a strong growing  area, then everything came to halt and very little has restarted.  

there is tremendous demand for inventory by both investors and retail buyers which is making it tough for the casual investor to succeed.it's great that you're thinking about getting your financing in order. 

I’d love to hear about your vision and share ideas as we both grow in this space.

The seller is open to seller financing, which presents an incredible opportunity to grow without traditional bank financing.

I'm here to grow, learn, and build a community in the Staunton, Virginia area.

@Huggy Ford, I would be interested in running an analysis of need to know what's in the highest demand for that location.

It demands effort and persistence.

Getting one property and cashflowing it will be a challenge. you can try seller financing but you are still going to be highly levered which just enhances the risk that you are taking on.The best way to grow is to focus on managing your rental, saving money through your W2 and crushing that - if you are a realtor you will make more crushing it as being a realtor than over leveraging real estate - then save for down payment and buy slowly. its not a rush.