Or do I need to change the structure of my LLC and put the contractors I hire as employees? 

The hands on investor is looking for more of an employer / employee relationship.

You may be able to provide them with information about your rental property, and they can share that information with hospital staff and employees.

And because I now have someone to manage my projects I am able to do more flips  to pay for this employee and much more.

Starting in 2025 workers comp too even with no employees.

I can't speak to the KCK Zip Codes - but 64133, especially if it is a Kansas City Missouri Address and Raytown Schools will be very helpful because city employees must live in Kansas City, however they don't want to send their kids to Kansas City Schools - so 64133 is one of the  zip code that they end up in.

An employee stole from us last year, and it was covered with no deductible.

If you want to dictate how to screen the tenant then you should self manage.For a W2 employee position I do not ask for their W2 or bank statements, just pay stubs.

This is something we're interested in providing for our company's employees including ourselves.

Talk to @dave @Dave Foster if you still need a QI or want an expert opinion.