He can't be more lenient on cutting rates like the last three meetings, and now has to actually play defense by hanging tight or actually increasing. 

I'm passionate about real estate investing; however, fairly new to it. 

You are required to disclose that debt, and it will be a fairly easy catch for an underwriter, even if it's not on your credit report. 

You are calling with an opportunity for them to sell their house for a fair price.

I know I can go through a lawyer but I was told it is a fairly simple process hence want to DIY.Regards,Xuming

We have located a good parcel of land at a fair price, only issue is it's currently zoned for residential and we are planning to develop a small, 8-unit apartment on it.

Any way good luck with it.. sounds like this company's eyes were way bigger than their stomach.. to scale on scattered lots is pretty tough logistically and I guess we are seeing that play out.

If not, it's your word against his.Let's play this out.

A tax account ensures nothing is accidentally spent elsewhere, and a marketing account makes sure lead generation is always prioritized.From a credit perspective, connecting credit cards to these accounts on autopay helps you manage spending responsibly while playing the credit game.

Fair Park