What we and others have seen happening is the sellers encounter the IRS over one or more issues, often the 8300 reporting rules which they enforce, and they examine for the presence of other compliance issues.

I am nervous that despite a good credit score, a good job that pays 120k a year, and tremendous cash flowing properties, that I will encounter resistance from banks.  

Probably five times a year I encounter someone that read blog posts about the wonders of LLCs, who subsequently shoved all their assets into an LLC, who then (depending on their income and DTI) cannot get a fannie/freddie mortgage for two tax years because they didn't check with their lender first.So they have to purchase using 10% interest from a hard money guy instead of say 4.375% from a conventional lender.

So, if you are investing in the suburbs and in more than one municipality, you should expect to encounter variations. 

I usually encounter the complete opposite.

We are about to do our first deal (short sale) and want to make sure we encounter minimum obstacles along the way.

This is what I am encountering, in the current Mortgage Industry.

I cant tell you how many people I encounter that have family incomes in the hundreds of thousands that do not have a dime to their name.

This is what I am encountering, in the current Mortgage Industry.

I feel more equipped to handle the situation when I encounter it again.Great suggestion @Rick Pozos!!!!