Mike Watkinscan share their experiences, but for me I find on average about 1-2% of all sellers/landlords on the market are in need of immediate debt relief.

A few examples I have been theory-crafting are affordable student housing, foreclosure relief programs, and new graduate housing (these are mostly from personal experience, I am sure there are plenty of other markets out there and I'm sure that there are many markets that are yet to be created).

The Service Members Civil Relief Act would probably not apply to a Canadian.

The owner is looking for payment relief as the $1200 payment is @ a very high interest rate on only $73k principle.

Can't even proceed to trial until I get relief from stay in the BK case.  

He felt better about it hearing me praise the efforts he had made to try to fix the place up, and I felt better hearing him say "in a way, this is a huge relief because I just didn't have the money or skills to fix it up".

And I'm glad I did - it's been a great help and relief honestly.I didn't think to ask local agents about neighborhood reports actually! 

That won’t happen until the bank/servicer files a motion for relief to release the mortgage loan from the BK, then they can start the foreclosure process again.

Instead of accepting the petition, the Council rescinded the ordinance and is trying to come up with a compromise.It's going to come up again, most likely after the 1 year time period after the ordinance rescission - expect some new, slightly more investor friendly compromise ordinance after Oct of this year.The rest is just personal conjecture, but I've attended some of the meetings and think the people living in the neighborhoods will eventually get relief in the form of limits on STRs. 

The good news is that some relief was provided last year to effectively provide a "payment holiday" to employees who separate from service (i.e. quit or terminated) with an outstanding 401k loan: Per the loan offset rules that went into effect with the 2018 Tax and Job Act: if you leave your job and the loan is current at the time you leave your job but then the loan goes into default because you left your job, you will have until your tax return deadline (including any timely filed extension) to make the loan current by depositing the outstanding balance into an IRA (and thereby avoid the taxes and penalties that would otherwise apply).