These loans are non-conventional, making them much easier to qualify for compared to traditional financing options.

Would this be a flip, brrrr, traditional Rental, owner occupied?  

I am talking about more traditional real estate.. like when I am selling one of my new constructions they must have a pre qual from a lender I know and trust.. if not I wont sell it to them.  

I've noticed in my area that houses that have been converted into 2 units tend to sit on the market for much longer and sell for much less than traditional single family houses with similar sqft and finishes.

Where your traditional renter was the tourist, you now have the retirees, digital nomads and other work from home crowd to boot.5.

More importantly, we don't know 1) your capability to pay 2) the seller "requirements" or needs, 3) property condition / collateral valuation and 4) why you don't just buy traditionally. 

In this case the consumer over estimates the risk of an hourly model costing more than a traditional commission model.

Income-based lending is mostly for people with traditional jobs.

Unlike traditional loans, DSCR loans focus on the property’s income rather than your personal DTI, making them ideal for investors with multiple properties.

And that doesn't include other expenses.So the traditional SFH route may work eventually including appreciation and other factors, but probably not in 10 years because you need to refi and purchase other houses to make this angle work.Buying a 2/1 somewhere and living on one side is another option, as is renting both sides, but you'd have to identify an area where you can afford a duplex.