Also, both a 401k and a primary residence both assume the economy will not be in a contraction when you go to retire - an assumption that has burned countless many people.I would focus on creating passive income before worrying about a primary residence.

The team seems reputable, but it's also my first investment property and I don't want to get burned. 

What if the place burns to the ground and the tenant can no longer live there?

If they burn to the ground but the value is only enough to rebuild 2/3 of the property then you need more in reserves.

Or maybe after a few years you decide one or two are just your "problem child" and you want to sell them to reduce your headaches by trimming the fat. 

@Jamie Burns @ahmad felo PM me your email and/or your cell numbers. 

If you have money to burn I strongly suggest researching various real estate training programs and then investing in one.

@Adam Burns I have looked in to this - I'm thinking that when it is time to move out that this would be the best way to do it.

I am Adam Burns, a soon to be real estate investor in the central PA area. 

@Cassidy Burns, Personal Capital is a website that allows you to import account balances (banks accounts, investment accounts, credit cards, mortgages, etc.).