What would your monthly payments be verses the combination of the separate accounts all with individual rates you're currently paying on? 

If you are an "authorized user" on your husband's credit card(s) you can benefit from his credit and start increasing your score.

We were one of three in class of ~30 individuals (small or large, you judge) by the end of the 12 week program.

Then (at least to my understanding) you find an agency that wishes to use it as one of the aforementioned categories and they use it find the individuals to place there and they also act as a "property manager."  

. $250,000 per married individual.  

An individual?

Depending on how many years you have own each property, maybe it is time to assess them: their individual performance, ROI, what type of tenant do each attract?

They may start off fully paid for by the housing authority, but it's far from sunshine and timely payments.

How do you confirm that the person at the corporation is authorized to sign a lease on the company's behalf?

I agree with Michael Baum: read all the suggestions here: great info.The general theme is, whether it's your cleaner, your handyman or a responsible neighbor, you need willing and able "boots on the ground", eyes on the property and someone local with both common sense and authority to act on your behalf and/or your instructions.My 2 cents,Mike