If you want to go into a specialized field like engineering, law, medicine, then clearly you need a "useful degree".  

I'm also a medicine man. 

I think we're due for a correction because of the long bull market and because the jobs reports are artificially inflated.

If you read the fine print, you'll see that  are artificially propping up the return by injecting money into the fund.  

Post secondary education, excluding medicine and engineering, is already a complete waste of money, as has already been pointed out in this thread. 

Just food, diapers, and medicines for their disabled son runs around $800.

The reasons as a) you can't inspect or insert any financing or inspection contingencies and have to use their basic sales contract b) online auctions are suspect and might not result in your  getting the best deal since the bank always is allowed to bid up the price up until bid close, resulting in you bidding against computer-generated bids that artificially raise the price, when there is no real competition. c) auction fees on top of normal closing costs.

So, housing demand is suppressed artificially - latent demand, if uncorked, would send home prices into inter-stellar space.

Spent $1k on bathroom to include new tub, tile to ceiling in tub area, new vanity, medicine cabinet, drywall, lighting.

I'm not sure a lender would benefit financially from artificially raising the interest rate or if they even can but I feel like I have to bring it up and see what they say about the discrepancy.