And yes, cap rates are generally applied for commercial properties rather than residential ones, mainly because commercial buildings are arguably ONLY about their net percentage income against their selling price. 

That being said; long term buy and hold is arguably the greatest way to store and build wealth...but it's not necessarily the best thing for cash flow, at least in the beginning.

And since reducing my own debt may be arguably less risky, I should accept the same return on this deal. 

To be honest it was initially probably just good marketing and the appeal of being 'in control' of the investment options, which arguably are very limited when you actually have a small balance SDIRA.

Arguably, it has much more resources than the typical small, direct,  private real estate owner, with millions of dollars on hand to pay legal fees, foreclosure proceedings, rehab foreclosed properties, etc..

Just reads off as a way to promote a  syndication, which is arguably the worst investment to get into as of 01/06/2024.Being a physical asset or physical structure owner, in any capacity, is never passive. 

Here's what I accomplished last year:bought my first investment property / primary residence (duplex)made progress on paying off my student loansdeveloped my outline for funding my next real estate purchasereplaced the boiler in my new propertylearned how to plumbworked full-time while completing 12 credits towards my masters degree in traffic engineeringTurned Real Estate investing into a reality and my own businessSome stuff I found I was lacking was at:Pay off more student loan debtMy Land-lording skillsMy Energy levelsMy goals for this next year (relating to building wealth) are:Finish my master's degreeTake my Professional Engineer License examGet my Real Estate LicenseGet my thesis published (arguable as relevant but decided to put it here)Refinance last years purchase to take advantage of sales-price growth and eliminate PMIAdd more insulation and air sealing to duplex to finish energy efficiency grant programConsolidate Student LoansReduce food expenses by $100 per monthRedo my standard lease agreementTransition some hobbies to be more energy building and thus lengthen my productive day.Do one Real Estate investment deal with $30,000 to $60,000 that has an ROI around 10%Hoping to keep this momentum going for the entire year.

I am a long-term owner/investor in Eagle River and I have a couple of properties that do provide cash flow (not without keeping arguably too much capital in the homes). 

Arguably 5.5% interest isn't great, so you could put that money to work to make higher return. 

Yesterday, I found myself at our local brewery – arguably the best spot in town for both a pint and some insider info.