As far as waiting until you graduate: either option would work but I would imagine your biggest obstacle at the moment would be that you do not have a set record of wages from an employer.

Clear out that line of credit and finish the apartment and move on to flips and try to focus on short term money and my business because I already have a couple of rentals set up for long term wealth.

Lease or no lease, you need to follow the timelines that NYS set out from my understanding.

What did your rate adjust too after the buy down?

Maybe she will sell for less, but I suspect you'll have to convince her that she benefits from the transaction somehow.Usually, a title company expects a written purchase and sale agreement first, before they will do a title report and they need to know the sales price in order to set the coverage.

Now to provide extra comfort and convenience to our buyers (who are mostly out of state) we agree to help them out by getting them set up with local property management that we work with closely as well as assisting management market the property for rent to place tenants.

Just go through them, select the renovated/closely matching ones, and enter them into a model.Here's my fix & flip model, you can see the comps entered and some quick stats below them: Then I use that comp data to adjust the Sale Price in the model to what I estimate it will be (double check the resale $/sf is in-line with the comps), then adjust the purchase price until I hit my desired return level. 

I worked with the tenants to set rules such as if any violation comes up that would be grounds for cause.

We provide Netflix, Disney+, AppleTv+, ESPN+, Prime TV, PeacockTV & the top 50 channels according to a google search which includes the locals there, cost us nothing extra but a little set up, since we had it already via our home DTV and we provide internet, we also leave them all logged in. 

For me my main goal and I achieve was being able to put them through collage on  my dime and then set them loose with no burden financially.