The city is passing out building permits like candy to apartment developers before I left this past year. 

Is now the time to act or should i wait for a correction at the expense of a higher interest rate?

Candy C.

I got hip to real estate after most of my jobs froze during the pandemic within my primary career as an actor and director.

There are bad actors in every profession and across the entire socio-economic spectrum.

First of all they are not ringless.On m’y phone i have at least one ring from the first call that is placed when the second simultaneous call goes to voicemail.Not only it is intrusive but also the message stating “I tried to reach you but I can’t and leave you a voicemail instead” is a blatant lie to your face.Last my number is on a do not call list and these stupid companies don’t even check the database first.For all these reasons, I proves to me that these companies are liars and violating laws, so why in hell do you believe that I want to have any business with such bad actors?

This is very regional and regulated via 'The Subdivision Map Act' (or the equivalent)for each State...in CA those would be three legal lots, and even if non conforming today could (barring a few caveats) be segregated into their individual lots and built on with no additional review or approval required from the municipality.

After the drug screen I offered him some candy. 

[C46, 50, 54, 58, 62, 66, 71, 73, 75, 77, 79, 81, §117.3]C93, §543B.395 Acts, ch 170, §2; 2002 Acts, ch 1031, §1Referred to in §543B.5, 543B.6, 543B.7, 543B.43Tue Nov 24 19:08:08 2020 Iowa Code 2021, Chapter 543B (25, 0)3 REAL ESTATE BROKERS AND SALESPERSONS, §543B.5543B.4 Real estate — definition.As used in this chapter, “real estate” means real property wherever situated, and includesany and all leaseholds or any other interest or estate in land, and business opportunities whichinvolve any interest in real property.Then there's this: 543B.6 Acts constituting dealing in real estate.A person who, for another, in consideration of compensation, by fee, commission, salary,or otherwise, or with the intention or in the expectation or upon the promise of receiving orcollecting a fee, does, offers or attempts or agrees to do, engages in or offers or attempts oragrees to engage in, either directly or indirectly, any single act or transaction contained in thedefinition of a real estate broker as set out in section 543B.3, whether the act be an incidentalpart of a transaction or the entire transaction is a real estate broker or real estate salespersonwithin the meaning of this chapter.From page 15, 3.

The big builders (I worked for one in the past) are buying land like it's discount candy.