Eric Miller
Better to have one $600k property at 70% LTV, or four $300k properties at 95% LTV?
27 December 2024 | 13 replies
From a $ perspective you get the same amount of appreciation, depreciation, loan pay down, but here you have cashflow and if if a tenant moves out, you are only 50% vacant instead of 100% vacant.- Generally the same logic applies as above.
Chris Agun
Using home equity to finance a multi-family
2 January 2025 | 5 replies
The best thing to do here is utilize what's called a DSCR loan.
John Brown
Renting short term on a sub leased property: Is it much harder? (rental arbitrage)
8 January 2025 | 15 replies
Further, the property may qualify for larger loans based on the increased cash flow ability to service debt.
Joe Pierson
The Correct Funding
24 December 2024 | 6 replies
This will give you more time to shop rates/fees than to be under the gun with a purchase loan.
Kayla M.
Looking for Guidance and Help to Get Out of a Baltimore Property
2 January 2025 | 53 replies
if your loan is 154k then this prop probably appraised for loan purposes at 200k or so. and that price point is usually in a decent area or street..
Gustavo Delgado
why should we still invest in real estate?
4 January 2025 | 25 replies
If done right most of these gains are tax-free- $40K in equity capture (profit) with $20K out of pocket and 13% cash on cash thereafter (300%+ returns)- $24K of equity capture with $32K out of pocket and 36% cash on cash returns thereafter (75%+ returns)- $41K of equity capture with $27K out of pocket and 12% cash on cash returns thereafter (150%+ returns)None of the above numbers include loan pay-down or appreciation.
Robin Cloud
Three Applications...who to choose??
27 December 2024 | 13 replies
Single woman, mid 30s, small dog, 50k in student loans, decent savings, 735 credit 2.
Mort McGuire
Mortgage Note Investing
24 December 2024 | 13 replies
What type of loans are you buying, performing, non performing, seller financed?
Marc Shin
BRRRR financing for an Airbnb set ups
23 December 2024 | 3 replies
Quote from @Marc Shin: Hello,For the financing of a BRRRR, are there lenders that are willing to include the costs of Airbnb set up (i.e. furnishings) in the initial hard money loan for a BRRR?
Jose Solis
Where to obtain vacant land loan
11 December 2024 | 6 replies
@Jose Solis you just need a loan for the land?