. ✨ looking for ideas on to  how to acquire an owner-occupied property  with 5% down by using a mortgage loan product to purchase , improve and  avoid mortgage insurance based on projected value?

The product is called a Bridge Loan. 

Construction of homes began in early 2022.In my experience, my commercial sites move along a much faster timeline, but this one was exciting to finally see a completed product. 

In my opinion, it can be a sign of builder/investor confidence in a given area if they're willing to put up the capital to build new homes in a given area: they believe there will be enough demand to sell their new products.

If so conventional will be better because FHA/Conv guidelines are the wheel house typically of mortgage broker and some times banker (synonymous names but they all do and sell the same product).Credit unions can sometimes do Fannie Freddie/conventional FHA too but generally aren’t that great at them.

When I got started I had a carlton  sheets video who used to come on late nights with his informercial and my best friend who purchased a property 5 months before I did😂.

Find Brandon's videos on YouTube for the "four square" method of analyzing homes and practice.

I have seen a lot of videos of people are saying "Utilize debt as the power to take these leaps," so this is where I am ready to go if the deals make sense.Thanks for anyones help Regarding utilizing debt- In my opinion the proper way to utilize debt is to purchase assets that throw off more cash than required by the debt. 

Set up a clear scope of work and schedule regular video check-ins with photo updates.

There are hundreds of videos on the internet of armed citizens stopping crime and the VAST, OVERWHELMING majority of them are untrained people that rarely - if ever - have shot a gun.