In order to refinance a home you must have six months title seasoning to use a "New appraisal" but keep in mind only certain lenders and programs allow a cash out refinance at the 6th month mark.

Keep researching, but don’t let fear hold you back—small, intentional steps add up!

Keep in mind you can also get a licesne for ZipForms from CAR without becoming a Realtor.

I would get in touch with a lawyer and start the eviction process immediately.

Then keep $30,000 in reserves in a hysa for emergencies.

Because immigrants take on the jobs that keep industries running, allowing businesses to expand and hire more people at all levels.

All in all I'm a bit lost in all of this and hoping to at least break even with my current property while keeping the mortgage low on my next property.

Great insurance agent, great realtor, great lender, great attorney, great title people great trades and others.A great realtor can save you time, money, frustrations, headaches, and keep you out of a lot of trouble. 

This option minimizes taxes while allowing more flexibility to reinvest without 1031 restrictions.Option C: Sell Now Without the ExclusionSelling immediately means paying capital gains tax on the entire gain, including depreciation recapture, making this the least tax-efficient option.Additional Considerations:HELOC or Cash-Out Refi: If you want to keep the rental while accessing equity for your retirement home, consider a HELOC or cash-out refinance instead of selling.Estate Planning: If you hold the property until passing it to heirs, they receive a step-up in basis, eliminating capital gains taxes entirely.For tax efficiency, staying two more years allows you to partially exclude capital gains, while a 1031 exchange defers taxes if you plan to continue investing in rental properties.This post does not create a CPA-Client relationship.

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